Online Casinos With Bank Transfer

Bank transfer is a widely available payment option at many online casinos. Valued for its high level of security and familiarity, it remains a popular choice among players. However, bank transfers typically take longer to process compared to more modern alternatives. In this guide, we examine the advantages and disadvantages of bank transfers, highlight key features, and recommend top online casinos that support bank transfers.
Best Online Casinos With Bank Transfer 2025
We have tested the online casinos that accept bank transfers and summarized them for you in the following list:
Our Top 3 Casinos With Bank Transfer
Bank transfers provide a familiar and trusted method in online gambling. Here are the best casinos that accept bank transfers:
#1 Casino With Bank Transfer: Winz.io
At Winz.io you have the option of depositing with real money or crypto. If you wish, your winnings can also be sent to you by bank transfer. With an extensive library of over 6,650 games from more than 80 providers, you'll find a vast selection of entertainment options. The bonus offers are worth exploring, as they can provide a helpful boost to your gameplay.

Company | Dama N.V. |
---|---|
Website | https://winz.io/ |
Regulation/Licence | Curaçao |
not specified | |
Live Chat | Yes |
Game Selection | About 6621 games from 80 providers |
RTP | 98.85 % |
VPN | No |
User Search Terms | Bitcoin Casinos, Litecoin Casinos, Tether Casinos |
- Large selection of games
- Impressive visuals
- Good sorting of developers and games
- Diverse bonuses and promotions
- Over 15 cryptocurrencies
- Crypto deposits without limit
- Quick withdrawals
- Bonuses may seem confusing at first
#2 Casino With Bank Transfer: SpinsUP
From traditional fiat options to cryptocurrencies, SpinsUP customers have the flexibility to choose the payment method that best suits their needs. Additionally, the casino's reliable support team is readily available via live chat, offering prompt assistance.

Company | Dama N.V. |
---|---|
Website | https://www.spinsup.com/ |
Regulation/Licence | Curaçao |
[email protected] | |
Live Chat | Yes |
Game Selection | About 4980 games from 105 providers |
RTP | 95 % |
VPN | No |
User Search Terms | Best Curaçao Casinos, Dama N.V. Casinos, Instant Play Casinos — Play Without Download |
- Attractive welcome package
- Tiered loyalty & VIP programs
- Massive game selection
- Secure transactions
- Mobile-optimized platform
- Mixed game categorization
- No phone support
#3 Casino With Bank Transfer: GrandClub
The GrandClub casino offers different payment methods, including cryptocurrencies and traditional methods. You can easily withdraw your winnings via bank transfer. We were impressed by the large selection of games, the attractive welcome bonus and the security standards.

Company | New Wave Infotech Ltd. Philippines |
---|---|
Website | grandclub.com |
Regulation/Licence | PAGCOR |
[email protected] | |
Live Chat | Yes |
Game Selection | About 13449 games from 95 providers |
RTP | 97,75 % |
VPN | No |
User Search Terms | Bitcoin Casinos, Litecoin Casinos, Online Casinos UAE |
- High-quality design
- Appealing to high rollers
- Over 8,000 games
- No KYC
- Bonus with crypto possible
- Individual limits for VIPs
- Game filters could be optimized
- Player account displayed in CAD, crypto is converted
How Bank Transfer Online Casinos Work
Transferring money to an online casino using a bank transfer works much like any other transaction. You’ll need the recipient’s name and account details. Including the correct payment reference is important to make sure the funds are credited to the right player account. The online casino will provide you with the necessary information, which usually includes
- your player name
- email address
- assigned reference number
What kind of games and bonuses can be found? Bank transfer casinos offer a wide variety of games, including slots, table games, and live dealers. They also feature appealing bonuses like welcome offers, free spins, and no deposit deals.
How fast and easy are the transactions? Bank transfer transactions at online casinos are straightforward but not the fastest option available. While the process itself is user-friendly, the actual transfer time can take “a couple of working days” rather than being instant.
How popular are bank transfer casinos? Bank transfer remains a widely accepted payment method across online gambling platforms. Despite some minor limitations, bank transfer casinos maintain relevance in the industry, particularly among players who prioritize security and traditional banking methods over transaction speed.
Bank Transfer Vs. Crypto
Classic bank transfers and cryptocurrency payments offer vastly different experiences for online casino players, each with its own set of strengths and drawbacks. Bank transfers are deeply trusted, widely used, and regulated by official financial institutions. This makes them a reassuring choice for many players, especially those new to online gambling. However, players must be prepared for slower transaction times, as deposits and withdrawals via bank transfer can take several business days to process.
Cryptocurrency payments, on the other hand, offer a modern, fast, and highly private alternative at crypto casinos. Thanks to advanced blockchain encryption, crypto transactions are considered very secure and are often completed in minutes. Unlike bank transfers, crypto deposits don’t require personal banking information, giving players a higher level of anonymity. But crypto isn't without its challenges—namely, the volatility of digital currencies and the learning curve for those unfamiliar with wallets and blockchain transactions.
Bank Transfer | Cryptocurrency |
---|---|
Trusted by traditional financial institutions | Protected by blockchain encryption |
Slower transaction times | Instant or near-instant processing |
Requires personal and banking information | Offers anonymity and data privacy |
Stable currency with easy tracking | Volatile value and less straightforward tracking |
Bank Transfer Deposits & Withdrawals
Using bank transfers for deposits and withdrawals is a trusted option at many online casinos. This method ensures secure and direct transactions.
How to Make a Bank Transfer Deposit at an Online Casino
If you're new to an online casino, your first step is to register for an account. The sign-up process is simple—just enter your personal details, verify your account, and you're ready to go. Once you're registered, head to the cashier or banking section of the site, and select Bank Transfer as your preferred deposit method.
Follow the steps below to complete your deposit and start playing your favorite casino games at a bank transfer casino:
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Get the Bank Transfer Details
After choosing bank transfer, the casino will give you all the information you need to make the deposit. This typically includes:
Receiver – Name of the account holder (usually the casino’s payment partner)
IBAN and BIC/SWIFT code – Required for international or SEPA transfers
Payment Reference/Purpose – A unique code to ensure your deposit is correctly linked to your casino account -
Make the Transfer
Log into your online banking service or visit your bank. Complete the transfer form using the provided information. Be sure to enter the reference or purpose of payment exactly as shown—this is essential for crediting your casino account correctly.
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Confirm the Payment
Double-check your details, then authorize the payment. This may involve signing the form at the bank or using a TAN (Transaction Authentication Number) or banking app for online transactions.
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Wait for the Payment to Be Processed
Bank transfer deposits typically take 1–3 business days to reach your casino account, depending on your bank and location. Withdrawals via bank transfer may take up to 5 business days to process. While secure, this payment method is slower compared to others.
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Start Playing
Once your funds appear in your casino account, you're all set to explore hundreds of games. Whether you prefer slots, table games, or live dealer experiences, just pick your favorite and start playing.
Tip: Want to skip the wait? Consider using faster alternatives like ecoPayz, Skrill, or credit cards, which can credit your account instantly—letting you jump into the action with no delays.
Withdrawal at Online Casinos Using Bank Transfer
Bank transfer is a common withdrawal method at international online casinos. Although many casinos require that deposits and withdrawals be made using the same method, bank transfer often serves as a backup option. For instance, if you used a prepaid card to deposit, you won’t be able to withdraw funds back to it—so in that case, a bank transfer is used instead.
Select bank transfer as your preferred option in your account to withdraw your winnings. If needed, check the withdrawal limits, as they are sometimes higher for bank transfers compared to other methods.
Keep in mind that withdrawals can take some time. It's a good idea to enter your account details and verify your identity shortly after registration. Reputable online casinos require this step, and completing it early can help avoid delays later. In most cases, a copy of your ID is enough for verification.
Specifics of Bank Transfer
In Europe, the SEPA (Single Euro Payments Area) system has unified the way bank transfers are handled. What were once considered international payments between European countries are now processed just like domestic transfers—quickly and without extra cost. All you need is the recipient’s IBAN, regardless of the destination country.
However, this doesn’t apply to countries outside Europe. Since many online casinos have licences or headquarters outside the EU, you have to be careful. In this case, we are talking about foreign transfers, which often take much more time, sometimes up to ten days.
Be sure to research in advance where the bank transfer real money casino you’ve chosen is located and how long the transfer process typically takes. This will help avoid any frustration if delays prevent you from starting play when planned.
Bank Transfer Casino Bonuses
Bank transfers typically qualify for bonuses at online casinos, including welcome bonuses, cashback and reload offers. Most reputable casinos allow players who deposit via bank transfer to claim the same bonuses available to users of other payment methods.
For example, you can receive a 100% match bonus on your first deposit via bank transfer, as long as you meet the casino’s minimum deposit and wagering requirements.
However, it's important to check the specific terms and conditions of each bonus. While bank transfers are rarely excluded, some casinos may restrict bonuses for certain payment methods — especially e-wallets like Neteller or Skrill.
Bank Transfer Casino Games
Bank Transfer casinos feature a wide range of games, perfect for players of all interests. Whether you're into spinning the reels on slots, trying your luck at the tables, or enjoying real-time action with live dealers, there’s plenty to explore:
- Slots: From classic styles to modern video slots, these games offer diverse themes and features like free spins and bonus rounds.
- Table Games: Enjoy timeless favorites like roulette and baccarat—both simple to learn and exciting to play.
- Video Poker: Combine strategy and luck to build strong hands and boost your winnings.
- Live Casino: Play live games like blackjack and roulette with real dealers in real time, for an engaging and social experience.
Bank Transfer Casinos: Advantages and Disadvantages
The most significant advantage of bank transfer payments at online casinos is the high level of security and familiarity. The biggest disadvantage, on the other hand, is the transfer duration, especially abroad. The most important advantages and disadvantages at a glance:
- Highly secure and encrypted payments
- Practical and familiar payment option
- Offline transfers possible
- Can also be used for withdrawals
- Long transaction time
- Possible fees and limits
- No uniform regulations
Bank Transfer Explained
Pros |
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Cons |
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The SEPA system (Single Euro Payments Area) started in 2008 to make euro payments easier across many European countries. With a bank transfer (also called a credit transfer), you, the payer, tell your bank to send money. This is different from a direct debit, where you allow the receiver to take money from your account.
- Recipient name
- IBAN of the recipient
- Deposit amount
- Purpose of payment
- IBAN of the account holder
An analog or digital transfer form is submitted to your bank and subsequently checked. You authorize the payment by your signature or TAN. Your bank will check the information and make the transfer if the recipient's account is at the same bank. Otherwise, the order is forwarded to a central clearing house.
While some modern bank transfer systems like SEPA Instant Payments offer near real-time transactions, standard bank transfers, especially international ones or those processed by casinos, may still take 1-5 business days to complete. Always check the casino's stated processing times.
Costs and Fees With Bank Transfer
Costs may apply when paying by bank transfer. However, there are no uniform regulations here. Each bank sets its own fees.
Since the EU introduced a SEPA credit transfer, costs are rare, provided that both banks are located in the European Economic Area. However, SEPA transfers are only possible up to €50,000. In addition, fees are usually incurred accordingly.
There are also costs connected to payments in foreign currencies. SWIFT fees are also payable for transfers outside the SEPA area. SWIFT stands for “Society for Worldwide Interbank Financial Telecommunication” and enables secure international transactions.
In light of current economic conditions, an increasing number of banks are introducing fees for bank transfers. Because of this, it may be beneficial to consider alternative payment options that avoid these additional charges. As always, it's a good idea to check with your bank to see what fees, if any, are associated with your transactions.
What Limits Are Possible?
Like the fees, the limits are not consistently regulated. Each bank sets its own guidelines. In most cases, the daily limits for current accounts are around €3,000. Many banks also allow the short-term increase of the limit. You can usually do this yourself in your online banking area.
For larger amounts, it is advisable to speak directly with the bank. This way, you avoid delays because when it comes to large transfers, a bank usually wants to protect itself and make sure that payment is safe before making it.
There are usually no minimum transfers, and payments in the SEPA area are possible up to €50,000. This looks different in online casinos with bank transfers, where you typically have to make a minimum deposit of €10. Withdrawal limits for winnings in an online casino can be found in the terms and conditions.
How To Choose the Best Bank Transfer Casino
When evaluating online casinos that support bank transfers, it's vital that players don’t just focus on the payment method alone. To find the casino that best suits your needs, you should take a comprehensive approach—just like we do in our reviews. Our evaluations go beyond basic banking options to cover key categories that directly affect your overall gaming experience. Use the following criteria as a guide when choosing your ideal casino:
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Game Variety and Software Quality
Look for platforms that offer a broad selection of games, including popular slots, table games, and live dealer options—all optimized for players who prefer bank transfers. Pay attention to the software providers: leading developers like NetEnt, Microgaming, and Evolution Gaming are a sign of high-quality, glitch-free gameplay.
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Security and Licensing
Always verify that the casino holds a legitimate gaming license from a reputable regulatory authority. Licensed casinos adhere to strict rules regarding fair play, player protection, and secure transactions—including bank transfers. Enhanced security features like SSL encryption and responsible gaming measures also provide peace of mind.
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Customer Support
Things can go wrong—delayed transactions, login issues, or bonus questions. That’s why reliable customer support is critical. Choose casinos that offer live chat, email, and preferably 24/7 service.
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Mobile Compatibility
Whether you're depositing via bank transfer or spinning reels on the go, you want a casino that delivers a smooth experience across all devices. A well-optimized mobile site or a dedicated app ensures you have access to your games, cashier features, and support no matter where you are.
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Bonus Fairness and Terms
That exciting welcome bonus might not be as generous as it appears unless you check the fine print. Look for promotions with transparent terms—realistic wagering requirements, clear expiration dates, and games that contribute fairly toward the playthrough.
By using these five categories as your personal checklist, you empower yourself to choose an online casino that truly aligns with your preferences—not just based on the availability of bank transfer, but on the overall quality of the experience.
For a deeper look into how we rate and review casinos, check out our article on the testing process. There, you'll gain insight into our step-by-step review process—covering everything from licensing and game fairness to banking options and real-player feedback—so you can see exactly how we assess and rate each casino.
Alternative Payment Methods
Online Casinos With Bank Transfer: Our Conclusion
Online casinos with bank transfers score high on security and are easy and flexible for anyone with a bank account. However, this payment method takes longer than most other methods, where the real money is directly credited to your player account.
On the other hand, withdrawals are also possible, which is a significant advantage for casinos with a bank transfer. Many online casinos offer this payment option, which is why you have a wide choice of providers. This way, you can focus on other criteria, such as bonus offer, game selection or app, to choose the best online casino with a bank transfer for you.
Bank Transfer Casinos: Frequently Asked Questions and Our Answers
How fast the payment is processed depends on your bank and the casino's location. It usually takes a few working days within the EU or the European Economic Area. For transfers to other countries, it can take up to 10 days. Always check the specific casino's stated processing times as well as your bank's.
Your bank determines the transfer costs; the online casino usually doesn’t charge any fees. The fees depend on the currency and the location of the casino.
Yes, a withdrawal by bank transfer is always possible at an online casino.
Bank transfers are also used in everyday life and are a well-known, secure payment option. They are suitable for players who don’t want to open an account with another payment service provider or don’t have online banking, as transfers can also be made offline in the branch.
The bank transfer at an online casino is secure and encrypted by your house bank.
Banks usually don’t determine the minimum transfer amount, but some online casinos definitely do. Pay attention to the terms and conditions, especially the welcome bonus conditions. Within the SEPA area, transfers of up to €50,000 are possible.
Yes, with your Online Banking, you can also make mobile transfers.
There are many alternative payment options to bank transfers. You can use your credit card and e-wallets such as Skrill and Neteller or pay with prepaid cards such as Paysafecard or CashtoCode.
Yes, generally, bank transfer deposits qualify for welcome bonuses and other promotions. Unlike some e-wallets, bank transfers are rarely excluded. Always check the bonus terms and conditions at your chosen casino.
While your bank may have its own transfer limits, many online casinos offer responsible gaming tools that allow you to set your own deposit limits, regardless of the payment method used.
While traditional bank transfers can take a few days, some casinos partner with third-party services (like Trustly or Interac in specific regions) that facilitate faster or near-instant bank transfers. Check the casino's payment page for such options.
First, allow for the standard processing time (a few business days). If it still hasn't appeared, contact the casino's customer support with your transaction details (date, amount, reference number) for assistance.
How we keep our content up to date:
As soon as figures, data or facts change, our team of crypto and casino experts adjusts the articles. Here you can see the editing history of this article.
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June 4, 2025
Reorganized content for better clarity, especially sections on deposits and withdrawals (major structural changes).
Added Bank Transfer Bonus and Games sections. Added How To Choose section.
Added a comparison table between bank transfer and crypto for improved readability.
Added more relevant questions to the FAQ section. -
June 2, 2025
Top 3 Update
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March 20, 2025
Top 3 Update
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February 10, 2025
Our Top Picks Update
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November 29, 2024
Image update
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