XRP Gains Ground with Real-World Payment Utility

Key Takeaways
XRP is increasingly being perceived as a cryptocurrency with real-world utility. Sal Gilbertie, CEO of asset management firm Teucrium, referred to XRP as a “more useful” cryptocurrency compared to Bitcoin. While Bitcoin primarily serves as a store of value, Gilbertie sees a concrete use case for XRP in the field of cross-border payments. His comments follow the launch of the first leveraged XRP ETF in the U.S. Analysts and market observers see significant mid-term growth potential for XRP – despite currently weaker network activity.
Teucrium Backs XRP – More Than Just a Store of Value
Sal Gilbertie, CEO of Teucrium, an asset manager with $345 million in assets under management, made a clear statement in a Bloomberg interview: XRP is currently the cryptocurrency with the greatest practical utility. While Bitcoin fulfills the function of a digital store of value, XRP offers, according to Gilbertie, a real use case – particularly in the payments sector.
This assessment came just days after the launch of the “2x Long Daily XRP ETF” (XXRP), the first leveraged XRP ETF in the U.S. Despite weak market conditions, the fund saw strong inflows and reached $40 million in net assets.
Ripple Strengthens Infrastructure for Cross-Border Payments
Ripple, the company behind XRP, is pursuing a clear strategy: positioning XRP as a solution for international payment processing. This includes the recent acquisition of Hidden Road, a prime broker. The broker is expected to use XRP and Ripple’s stablecoin RLUSD for international transactions. The goal is to integrate XRP into global payment systems – a space where Bitcoin has had little presence so far.
Optimistic Price Forecasts – But With Caution
Geoff Kendricks, Head of Digital Assets Research at Standard Chartered, sees XRP in a unique position for use in international payments. His forecast: a price increase to $12.50 within three years – an increase of around 600%.
Even more optimistic is the analysis firm Sistine Research. They predict a potential price target of $33 to $50 by 2027. This would represent a rise of up to 2500%. This forecast is based on a technical pattern similar to the price development from 2014 to 2017. If the pattern holds, XRP could see significant gains over the next two years.
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Network Activity as a Risk Factor
One critical issue remains: activity on the XRP Ledger – the underlying network – has been declining so far in 2025. Without a revival in transactions and user numbers, the expected price increase could fail to materialize or be delayed. Analysts emphasize that sustainable price growth is only possible with increasing network usage.
Current Price Trend – Technical Outlook
In April, XRP reached a new yearly high at $2.30 before retreating to $2.10. This level is currently seen as key support. If the Relative Strength Index (RSI) stays above 50 and buyers continue to defend the area, the upward movement could continue in the short term. Otherwise, a drop below the $2 mark is possible.
Our Assessment
XRP is increasingly emerging as a project with tangible utility – especially in the area of cross-border payments. The launch of a leveraged ETF and strategic corporate acquisitions strengthen this position. However, the development of network activity remains a crucial factor for long-term success. For investors focused on real-world use cases, XRP offers interesting prospects – albeit with the usual risks associated with volatile cryptocurrencies.
Symbol | XRP |
Coin type | Alt Coin |
Transaction Speed | High |
Pros |
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Cons |
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Further practical applications | |
Price | $2.20 |
24h % | -0.45 % |
7d % | 6.57 % |
30d % | -8.62 % |
60d % | -9.11 % |
1y % | 323.11 % |
Official Links | Website |
Socials | X |