Mastercard is known for its wide use in everyday life and online purchases. You can use it almost everywhere for quick and convenient payment, among others, at the online casinos where it has long been a popular payment method. We have prepared a summary of the best Mastercard online casinos, taken a look at the most important aspects of Mastercard use and answered some of the most common questions for you.
We work according to transparent editorial guidelines and disclose our testing methods as well as funding. This article may contain links to our partners, but this does not influence our objective view in any way.
Best Mastercard Online Casinos 2023
In our review, we have gathered detailed information about the use of Mastercard at online casinos. When deciding for the best providers, we pay particular attention to the game selection, an excellent live dealer area, mobile experience and the availability of special Mastercard bonuses.
How Do Mastercard Casinos Work?
If the online casino of your choice accepts Mastercard as a payment method, the first step is to set up a player’s account, which then allows the payment process to be carried out. When reviewing online casinos, we come across Mastercard more often than Visa and are thus most likely to recommend Mastercard in the area of credit cards.
Now, let's take a detailed look at the deposits and withdrawals.
How Do I Deposit With Mastercard?
In our casino reviews, we provide step-by-step instructions for the deposit process.
After your account registration, some online casinos will ask you about your preferred payment method. At other casinos, it is possible to set the payment method in private settings in the wallet and then make your first deposit.
The deposit process at an online casino can be compared to the payment in an online store. First, you enter your name, the card number, the expiration date and the CVV number of your Mastercard, then the information provided will be checked by the credit card company. Afterwards, the selected amount will be immediately transferred to your casino account.
What To Watch Out For When Making a Withdrawal?
The withdrawal is as fast and straightforward as the deposit. However, it is important to know that you can only withdraw your winnings with your Mastercard if you have also deposited with it. The use of two different payment methods is not possible due to international money laundering prevention requirements. The casino will therefore check your personal details before your first withdrawal. This process is called KYC – Know Your Customer.
You will be asked for a copy of your ID card after requesting a withdrawal. This is a completely normal course of action and shows the trustworthiness of a casino. It would be rather untrustworthy and conspicuous if the casino did not take this step.
If the casino of your choice only allows Mastercard deposits, your winnings will be transferred to your bank account via bank transfer.
Specifics of Mastercard Use
Through years of casino experience and numerous reviews, we can say that online casinos with Mastercard payment option usually have really high limits. This can obviously differ from casino to casino.
Online casinos usually allow a withdrawal from as low as C$10 and up to the maximum amount between C$2,000 and C$4,000. Most of the casinos we have reviewed have no limit for the deposit or the withdrawal. Such examples are Bitcoincasino.io and Joo Casino.
Mastercard payment is one of the safest online payment options. In case of a hacker attack on the casino, there is no need to worry about data theft. All Mastercard casinos we have tested have modern and secure SSL encryption. However, if unusual charges occur, you need to act quickly.
If there is a payment on your credit card statement that you did not make, quickly report the fraud to your bank or credit card provider and the entire stolen amount will be returned to your credit card. The 3D Secure protocol is becoming increasingly common as an additional verification step. Payments have to be approved, i.e. via smartphone, for extra fraud protection.
Another security measure that the casino provider can offer is a 2-factor authentication process. Casinos such as Wildcoins Casino or KatsuBet with the option to set up or activate this process are highly recommended by us.
Mastercard Vs. Crypto
Mastercard and other credit cards are popular payment methods in online casinos since they offer a high level of security. On the other hand, cryptocurrencies enjoy great popularity due to their anonymity. It is necessary to provide credit card or bank details when using Mastercard. At the same time, there is a central office which offers essential security in case of fraud. The money can usually be recovered if the fraud is discovered quickly. This is not the case with cryptocurrencies.
The payment process with cryptocurrencies is quicker and more straightforward compared to fiat currency. However, your digital assets and wallet security are in your hands.
Cryptocurrencies are still an unknown territory for many players. We have thus decided to review individual cryptocurrencies. Read our reviews about Bitcoin, Chainlink or Binance Coin, where you can find pros and cons of each one of them.
Which payment method is the best option for you depends heavily on your preferences.
Mastercard: General Information
The symbol of Mastercard can be found in every retail or online store all over the world. We have summarized the most important information about the company.
The Company Mastercard
With headquarters in Purchase, New York, Mastercard Incorporated is a publicly listed service provider. It was founded in 1966 by Wells Fargo, Crocker National Bank, First Interstate Bancorp and Bank of California. As of 2019, it employed approximately 18,600 people. According to Mastercard, there are currently around 70 million locations worldwide which accept Mastercard.
|Company name||Mastercard Europe SA|
|Headquarters||Purchase, New York, United States|
|Year of foundation||1966|
|Founder||Wells Fargo, Crocker National Bank, First Interstate Bancorp, Bank of California|
|Customer service||0800 0706138|
|Availability||in over 210 countries|
|Turnover||16,9 Mrd. USD (2019)|
Types of Mastercard and Their Limits
There are different types of Mastercard, which are used for various purposes.
In the Mastercard family, you find the following credit cards:
|Mastercard type||Limit on card page|
|Mastercard Standard||Credit card limit|
|Debit Mastercard||Account balance + Dispo|
|Mastercard Prepaid||The deposit balance|
All Mastercard types can generally be used at online casinos. However, if you use Mastercard Prepaid, your gambling may be delayed due to the charging process, but this type of card has the advantage of self-protection. It is also impossible to have a negative balance, contrary to Mastercard Standard, so you can always keep track of your expenses.
Mastercard Costs and Fees
If you want to get a Mastercard, you should know that certain fees and costs apply when owning a card:
- Annual fee
- Credit card interest rates
- Replacement or partner card costs
Mastercard charges an annual fee no matter how often you use your card. However, most credit cards offer a fee-free first year, which means that the yearly fee will be incurred only after a certain time.
Interest on credit cards only accrues if you keep your credit card account in debit. This means that the debit interest is due when you use the card’s overdraft.
The costs may also apply if you need a replacement card. In case of theft or damage to your card, a new one has to be issued by your bank. Mastercard also offers the possibility to take a partner card for another account holder, which also involves additional costs.
Mastercard: Pros and Cons
If you would like to make a deposit using Mastercard, you should check whether the online casino accepts it as a payment method. We have already listed our top Mastercard online casinos at the beginning of this article.
We want to bring your attention to the advantages and the disadvantages of Mastercard use. One of the important reasons why Mastercard is so popular is the secure payment with a chargeback option. In most online casinos, no fees apply when depositing with a Mastercard, which is another reason for its wide use.
However, the processing time when using Mastercard is longer than with cryptocurrencies. Moreover, you need to keep an eye on your finances since the card’s limit is quite high and you can quickly lose track of the account’s balance.
Another disadvantage could be that some online casinos only accept Mastercard for deposits. In this case, it is necessary to resort to a classic bank transfer to withdraw your winnings, which can take a few business days.
- Instant deposit
- No fees
- High or even no limit for deposits and withdrawals
- Secure payment through chargeback option
- Processing time for withdrawals
- Credit card limit must be observed
- No special Mastercard bonus
Mastercard Online Casinos – Conclusion
After taking a closer look at the Mastercard in numerous online casinos, we can definitely recommend its use. There is no problem with depositing and withdrawing with the card at many casinos.
All Mastercard casinos that we have reviewed have a valid gambling license, offer a wide range of slots, table and card games, and an exciting live casino area. If you want to play at Mastercard online casinos via your tablet or smartphone, that's no problem either! We have tested the mobile use of all casinos and can only report a positive mobile experience. There is no extra app or software necessary to play on the go. The casinos are easily accessible via your phone’s browser.
If the online casino of your choice accepts Mastercard only for a deposit, you simply enter your bank details to withdraw your winnings.
As far as security is concerned, there is no need to worry with this payment method. Mastercard has become one of the most common and popular payment methods. However, you should always get familiar with the casino’s policy before using Mastercard as a payment method. To obtain more information on the subject, read our detailed casino reviews.
Alternative Payment Methods
Online casinos also offer numerous other payment methods. It is possible to use a prepaid card, such as Paysafecard, or another credit card, such as Visa. So-called e-wallets such as Skrill, Neteller, Zimpler or EcoPayz are also very popular.
On Kryptocasinos.com you can also find all the important information about numerous cryptocurrencies that can be used for your online gambling. Popular payment options at online casinos include classics, such as Bitcoin or Ethereum and altcoins, such as Cardano or Monero, which are becoming increasingly more common.
We have listed all possible alternatives available to you with their advantages and disadvantages:
|Bitcoin||First and original cryptocurrency||Rather slow cryptocurrency|
|Ethereum||Very popular, accepted in many casinos||Partial bugs in smart contracts|
|Litecoin||High availability (max. 84 million coins)||Lack of unique selling proposition – copy of Bitcoin|
|Bitcoin Cash||Larger blocks – more transactions at lower fees||Small selection of Bitcoin Cash casinos|
|Dogecoin||One of the fastest cryptos when paying||Frivolous currency|
|Tether||Popular and most used Stablecoin||Not traded 1:1 to the dollar|
|Ripple||High availability (max. 100 billion coins)||Under SEC scrutiny (uncertain future)|
|VISA||Insurance against fraud and theft||Not all casinos offer Visa Card as a withdrawal method|
|Tron||Worldwide free entertainment system||Highly fluctuating TRON exchange rate|
|Mastercard||Very popular, accepted in many casinos||Not always available for withdrawals|
|Cardano||Significantly more anonymous than e.g. Bitcoin||Newer cryptocurrency, insufficient distribution|
|Skrill||Very popular, accepted in many casinos||Fees may apply|
|Bank transfer||Absolutely secure and encrypted payments||Long transaction time|
|USD Coin||Stablecoin||Limited selection of USD Coin casinos|
|Ecopayz||Very popular, accepted in many casinos||Different limits depending on account level|
|Binance Coin||Largest crypto exchange in the world||Small selection of Binance casinos|
|Paysafe Card||Anonymous deposit||No withdrawal|
|MiFinity||Deposits with various options and cryptos available||Not very widespread|
|Neteller||Very popular, accepted in many casinos||Different limits depending on account level|
|Rapid Transfer||Funds available directly in an online casino||Not available in every casino|
|Dash||High-speed transactions||Small selection of Dash casinos|
|CashtoCode||Funds available directly in an online casino||Necessary to visit a partner branch|
|Much Better||Very good cost control||Small selection of MuchBetter casinos|
|Neo||Fast deposits and withdrawals||Limited selection of NEO casinos|
|DAI Coin||Backed by cryptocurrency||Not widely used|
|Monero||Untraceable transactions||Newer cryptocurrency, insufficient distribution|
|EOS||No mining, so it conserves resources||Delegated system – not completely decentralized|
|Chainlink||Fully decentralized and much more anonymous than e.g. Bitcoin||Small selection of Chainlink casinos|
|Basic Attention Token||Secure ERC20 protocol||Too tightly branched with the Brave browser universe|
|Solana||Secure payment method||Not widely used|
|Uniswap||UNI is completely non-custodial (self-control over tokens)||No exchange to non-Ethereum currencies|
|Zimpler||Not necessary to provide sensitive data||Not always available for withdrawals|
|Shiba Inu||High security thanks to the ERC-20 token standard on the ETH protocol||Not widely used|
|Polkadot||Secure and reliable payment method||Available only in a few online casinos|
Mastercard Casinos – FAQ
No, there is currently no Mastercard Casino which offers a special bonus for Mastercard deposits.
Click through our top Mastercard casino list. The online casinos that we have tested are sorted by top ratings. You can read our reviews to get more detailed information and find out if the casino is right for you.
Mastercard Casino has a valid gambling license and modern SSL encryption, which ensure a secure deposit. Some casinos, such as Cobra Casino or Woo Casino, even offer a 2-factor authentication as an additional security measure.
Minimum age of 18 years is required to apply for a Mastercard. This can be done through your local bank or a card issuer. However, Mastercard itself does not issue credit cards. Whether you then get the card depends on your credit rating.
Usually, all games at the online casino are available to you no matter which payment method you choose. Cryptocurrencies, however, often still have a separate category (Bitcoin games). If you want to play with your Mastercard, there are no disadvantages in terms of game selection.
Most of the online casinos we have reviewed try to attract new players with a welcome bonus. The bonus is applicable regardless of your chosen payment method. This means you also get a welcome bonus when using Mastercard. However, we haven’t yet discovered any special Mastercard bonus.
The deposit process with Mastercard is done in only a few moments. After logging into your online casino account, you select your preferred payment method, for example, credit card, and specify the desired amount to be transferred to your account. In the next step, you have to verify your card and enter the card verification number. After successfully completing this process, your money will be credited to your account immediately.